Our Penfold Plan invests in private markets through listed real assets.
Real assets are things like buildings, private companies or big infrastructure projects (like roads, dams, or green energy) which are typically only available on private investment markets (i.e can’t be invested in by the public) and so are not included in many pension plans.
Investing in real assets can provide higher growth, while also adding diversification to your pension, which means a bit more protection from the short term ups and downs.
But investing directly in real assets often means tying up your savings in ongoing projects. Waiting for roads and bridges to be built…
Listed real assets means investing in publicly traded companies that buy or hold these real assets (like building companies or contractors), rather than investing in the buildings or roads directly. This means you get the benefits of growth and diversification, without the risk of tying up your money for a long time.