Penfold was established in 2018, and spent its first year carefully building the systems, infrastructure, personnel and operational processes needed to offer a fully FCA regulated digital pension. 

We launched in summer 2019 only when we were certain everything was in place to be able to provide a safe, low cost and streamlined service to our members. We are never finished though, and will keep building new features that make retirement saving easier than ever to those who need it the most.