Will my returns or risk change?
No — your investments, the fund strategy, and how your pension is managed stay the same. There’s no expected change to returns or risk.
Is the new share class still Sharia-compliant?
Yes. The new share class is part of the same HSBC Islamic Global Equity Index Fund and is fully Sharia-compliant.
Will I be charged anything for this change?
No. There are no added costs or changes to your fees — everything stays exactly as it is.
Can I choose a different plan instead?
Yes — you can switch to another plan anytime via the Penfold app.
🕒 Just note: plan switching is temporarily paused during 16th–22nd July 2025.