We charge just one 0.75% annual fee of your total pension pot. This fee is inclusive, and not on top of the fee of your investment plan type. For example, your Basic Plan 1 with Vangaurd includes a 0.8% annual fee of your total pot, this includes both Vanguard’s and Penfold’s fee.

There are no other hidden fees or costs for monthly contributions, one off top-up payments, transfers, early exits from Penfold or anything.

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