As soon as you and the person that referred you have both contributed £25 into your pension, it will take up to 5 working days for your £25 referral bonus to enter your account. 

This £25 bonus will consist of £20 from us at Penfold to say thanks, and the other £5 will be a tax top up from HMRC. 

If you want to read more about the terms and conditions of our referral policy, please visit here.

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