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Setting up a Penfold Pension in Sage 50 Payroll

Elis avatar
Written by Elis
Updated over a week ago

👉 Tip: You'll need the 'Provider reference,' a unique code assigned by Penfold to each employer. Typically, it starts with PEN followed by your Company Number, and is also known as EmployerID. You can find it on the dashboard 👇


To create a new pension in Sage 50 Payroll, go to the Company menu and select Pensions. You can select an existing scheme to edit, or click the “New” button to create a new one.

Here are the key pieces of information you need to set up your Penfold Pension:

Details

Description - Penfold Pension

Type - Other (select Other, as GPP restricts some functionality you may need)

Qualifying Scheme - Yes

Qualifying Earnings - Optional - if ticked contributions will be calculated ONLY on earnings between £6,240 and £50,270

Salary Sacrifice Scheme - Optional - only tick if employees have entered into a Salary Sacrifice arrangement for this scheme

Employee

Contribution - enter the minimum Percentage rate that employees contribute to the scheme

Deduct before tax - Penfold is a Relief at Source (RAS) scheme, so contributions are deducted AFTER tax, and this should be UNCHECKED

Employer

Contribution - enter the minimum Percentage rate that the company contributes to the scheme

Provider

Provider's Reference - a unique code assigned by Penfold to the employer. Typically, it starts with PEN followed by your Company Number, and is also known as EmployerID.

This guide picks out the fields that you need to use to set up Penfold correctly. Sage’s own guidance, including a full list of all fields and a demo video, is available here.

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