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What is pension re-enrolment, and what do I need to do?

Laura avatar
Written by Laura
Updated today

Every three years, UK employers must assess and re-enrol eligible employees into a workplace pension scheme - this is a legal requirement known as pension re-enrolment.

Who needs to be re-enrolled?

You must re-enrol employees who:

  • Are aged 22 to State Pension Age

  • Earn over £10,000 per year

  • Work in the UK

  • Have previously opted out, left, or reduced contributions

🔹 Note: You don’t need to re-enrol anyone who opted out or left the scheme in the last 12 months.


When does re-enrolment happen?

Re-enrolment takes place every 3 years from your original staging date (or last re-enrolment date). You can re-enrol anytime within a 6-month window (3 months before or after the 3-year anniversary).

To check your staging or re-enrolment date, visit The Pensions Regulator website or check your payroll/pension system.


How do I re-enrol employees with Penfold?

Just email us at autoenrolment@getpenfold.com with a list of the employee email addresses you'd like to enrol.


We’ll take care of the rest.


Do I need to tell The Pensions Regulator?

Yes - after re-enrolment, you must submit a Re-Declaration of Compliance to The Pensions Regulator within 5 months.

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