You can nominate a friend or family member to be the legal recipient of your Penfold pension if something happened to you. To do this, please log in to your Penfold account, and select 'beneficiaries' from the drop down menu in the top right hand corner. From here you can add the details of the person(s) you would like to receive your pension in the event of your death.
Once this is set up you can add more, or change your beneficiaries at any time from this same page!